Sorry I haven't been here for a few days! Here is a list of tips to help you with your retirement savings.
1. Time is your best friend when investing. The longer the time you have, the less market volatility impacts you, if you are properly diversified.
2. Spend a little less discretionary that you won't remember in a week, and put it into a retirement account for your future. It's amazing how small contributions add up over time.
3. Learn what type of retirement plan is available at your job, and understand the rules around it. If you don't have a retirement plan, then use some version of an IRA to help you with your retirement savings.
4. If your boss "matches" your retirement account, then participate at least up to the level of the match. It's free money!
5. Try not to use your retirement money as a revolving door of available funds, or it won't be there when you need it!
Be prosperous!
Peggy
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